India's household wealth surged to the range of Rs 1,300– Rs 1,400 lakh crore in FY 2025, signalling 13% growth over the last five years, according to the Bain and Company report.
In the current fiscal year, retail investing underwent a structural transformation, with mutual fund and listed equity assets growing fastest, outpacing deposits.
However, India still lags global economies on mutual fund and equity allocation; this activity constitutes 15%–20% of the Indian market, while it is 50%–60% in the US and 40%–45% in Brazil, the Boston-hadquarteed firm noted.
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“Meanwhile, the Mutual fund AUM for individuals reached Rs 41 lakh crore by the end of FY25. This growth can be primarily attribu

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