Dear Reader, The Panorama newsletter is sent to Moneycontrol Pro subscribers on market days. It offers easy access to stories published on Moneycontrol Pro and gives a little extra by setting out a context or an event or trend that investors should keep track of.

December is the month where we find our inboxes filling up with outlooks for the new year. Predictions, from the trying-too-hard-to-be-realistic to the absolutely fantastic have begun to land in our mailboxes.

But here is a question. How many of the predictions made about 2025 in December 2024 have come true? In fact, do you remember the forecasts for 2025 that were made in December 2024? Let’s jog our memory.

Central bank watchers predicted that the US Federal Reserve’s Fed funds rate would come down to 3.50-4 percent and so

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