Martin Lewis has given key advice to anyone who is over the age of 50 and explained key actions people need to take. On his BBC Podcast this week the personal finance expert fielded a call from a listener aged 49 on what they need to do at this age to secure themselves financially - and if there are any changes needed.

The Money Saving Expert founder said there are two ‘big ones’ people need to be aware of and also one form of help which ‘only becomes available’ at 50. The caller said they were on the verge of 50 and was wondering if they needed to do anything urgent.

Martin explained there were a number of areas people need to be aware off over life insurance, mortgages and pensions. Mr Lewis said: “I’m 53 so I’m in a relatively similar boat to you, a few years older. There’s nothing

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