The Office of the Comptroller of the Currency (OCC) today announced that Ripple, the leader in enterprise blockchain and crypto solutions, received conditional approval for its application to establish Ripple National Trust Bank (RNTB), a federally supervised trust bank. This OCC approval comes after the passage of the GENIUS Act, which President Trump signed in July 2025 to establish clear rules of the road for U.S. stablecoins. Today’s announcement from the OCC reinforces Ripple’s leadership in building transparent, regulation-first financial solutions and its longstanding commitment to working with regulators and policymakers.

With a national trust bank managing RLUSD reserves, Ripple’s stablecoin business will be subject to oversight as a trust company at both the state and federal le

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