WASHINGTON —

For millions who rely on the Affordable Care Act for health insurance, time to enroll is about to run out. Pandemic-era tax credits that help keep premiums low are set to expire at the end of this year. Congress is deadlocked on a solution and many are left questioning whether they can afford marketplace insurance at all.

According to independent health policy research organization KFF , most enrollees will see their premiums more than double on average if the enhanced tax credits expire.

So, should you sign up if you're faced with a higher premium?

Health experts suggested, you should still consider signing up, even if you can't afford it.

The deadline to enroll in an ACA plan for Jan. 1 is Monday. The last open enrollment period ends Jan. 15 for coverage beginning in

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