PHILADELPHIA (WPVI) -- The crisis surrounding SEPTA service cuts is now part of a lawsuit.

On Wednesday morning, consumer advocates and two SEPTA riders sued the transit agency.

Commuter Crisis: First round of SEPTA cuts in effect | What you need to know

The lawsuit claims the financial crisis is made up, and the cuts unlawfully place a greater burden on people of color and low-income communities.

"That is complete and total bunk," read a portion of the filing. "SEPTA uses cash from the Service Stabilization Fund on a daily basis, treating the fund - to use SEPTA's words - as a "checking account." SEPTA is deliberately choosing not to use these funds to create the proverbial "Doomsday" scenario, holding its riders hostage until the legislators in Harrisburg give in to SEPTA's financ

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