What to look for in a cashback business card

Ken Boyd for Ramp

What to look for in a cashback business card

A business card with cashback helps you earn money back on every dollar your company spends. It returns a percentage of your purchases as cash, which you can apply toward your balance or use to reinvest in your operations. Unlike other reward types , like travel or points-based cards, cashback cards offer direct savings that are easy to track and use.

If you're comparing options, it’s not just about the cashback rate . You’ll want to consider spending categories, annual fees, limits, and how rewards are redeemed. Some cards offer flat-rate cashback on all business purchases. Others give you higher returns in specific categories like travel, gas, or software subscriptions. Ramp explains how cashback cards can affect you