DENVER (KDVR) — For many, the monthly car bill is a fact of life, but for one Denver metro city, it's a bit more of a financial weight than it is in most.

Wallethub took a look at the median auto-loan balance of over 2,500 U.S. cities, noting that the Federal Reserve Bank of New York's latest report on household indebtedness showed auto-loan balances increased by $13 billion in the second quarter of 2025.

The organization used TransUnion data as of March 2025 to divide the median car-loan debt by residents' income in each of the cities. The median income in each city was based on 2023 earnings of individuals over 15 years old who worked full-time, according to the U.S. Census Bureau's American Community Survey.

The top cities where residents overspend the most on cars were crowned by Ri

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