Pensioners with modest private pensions could be hit with a tax bill from HMRC.

This comes as frustration grows over the frozen tax bands, which are resulting in an increasing number of pensioners having to pay income tax.

The personal allowance - the threshold at which people start paying income tax - has remained stagnant at £12,570 since 2021.

However, state pension payments have continued to increase annually, pushing millions towards or beyond this threshold.

While the state pension alone isn't sufficient to exceed the £12,570 mark, a small private pension or other forms of income can push households past this total.

This is precisely what's happening to thousands more elderly individuals each year, with campaigners criticising the system as unjust.

The state pension could incre

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