Health insurance rate increases in New York for 2026 have been approved for health plans selling coverage through the New York state-run Affordable Care Act marketplace.

The health insurance rates for individuals will increase 7.1% on average next year, while small-group plan rates rise 13%, state records show.

Those premium rate increases came in below the proposed rates sought by health insurers, which requested rate hikes of 13.5% and 24% for individuals and small group plans, respectively.

At the same time, many working-age consumers in New York who get their health insurance through the workplace are expected to face a range of health insurance cost hikes next year . Employers nationally expect to shift a larger share of insurance costs to employees and their families next year b

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