Michael Gifford for Splitero

Accessing the hidden value in your home: Why 2025 is the year to act

For many homeowners, the past few years have felt like a tug-of-war between soaring property values and rising financial pressures. In 2025, this tension has only intensified. Interest rates remain high, living costs continue to climb, and credit card debt is weighing heavily on households. Yet, many families have a powerful tool sitting under their roofs — the equity they’ve built as home values climbed.

Several converging factors make 2025 a particularly strategic time for homeowners to consider accessing their home equity, Splitero reports.

Homeowners have a record $17.8 trillion in home equity

Homeowners have amassed record amounts of home equity in the last few years, partly due to

See Full Page