Pay Dirt is Slate’s money advice column. Have a question? Send it to Kristin and Ilyce here . (It’s anonymous!)

Dear Pay Dirt,

I just turned 54, married, no children. Two decades ago, I took my liberal arts degree(s) and got an entry-level job at a solid healthcare company and have moved up to the point where I think I’ve reached my max potential. I am punching above my weight in my current role. I believe that AI will kill my role in the next 12 months, and I do not believe my age and skillset will make me competitive in today’s job market.

My spouse (6 years younger and has taken a similar path and earns about the same salary) and I are also simply burned out with work and with the direction of the United States, so we’re looking to retire early in a lower cost of living

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