Hidden expenses could be why your budget isn't balancing

If you discover that despite your best efforts your budget remains unbalanced, micro expenses may be contributing to the discrepancy, writes Mary Castillo. Photo by Getty Images/iStockphoto

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September marks a time when many Canadians return to more regular routines, and along with this comes a timely reminder to review or establish a budget before the fall and winter holiday shopping seasons begin. A mid-year checkpoint is the perfect time to measure your progress against financial goals, identify gaps in your plan and make adjustments, if necessary. But if you discover that despite your best efforts your budget rema