Whether you're struggling to get by or flush with cash , keeping a good budget that properly distributes your funds is essential for your longterm financial wellbeing.

On Thursday, WalletHub released its list of the states with the best and worst budgeters . The rankings are based on 12 key metrics grouped into three categories: Spending/debt, credit, and savings. These include things like non-housing expenses, rainy day funds, and how many residents are paying only the minimum on credit cards.

Georgia budgets

Georgia budgeters performed pretty poorly, ranking fifth worst overall with a score of just under 39%. They ranked third worst in spending/debt and credit and 7th worst in savings. Looking at the finer metrics, Georgia also had the second highest non-mortgage debt as a p

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