CHARLOTTE, N.C. — Student loan borrowers are pausing their payments at a significantly higher rate this year.

New data shows the number of people in forbearance has actually doubled since January. Experts say this is a clear sign that many borrowers are struggling to make ends meet .

Forbearance is when borrowers temporarily pause loan payments. It can help in the short term, but interest often builds up, making the debt even more expensive in the long run. Still, more people are taking this option as household budgets become tighter amid inflation.

The Education Department is also under pressure. Loan servicers have faced staffing shortages and system changes since payments restarted last fall. That's created confusion and delays for borrowers seeking assistance with their mo

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