The huge fines levied on Chelsea and Aston Villa by Uefa for breaching spending rules made headlines this summer.

But possibly more punishing are the financial penalties included in the finer print of the settlement agreements both clubs have signed.

To recap where we are: at the start of July, Chelsea were fined £26.8m – rising potentially to £78.9m if accounts do not improve – the largest fine ever handed out by Uefa to a club. Aston Villa, meanwhile, were fined £9.5m, rising to a possible £26.8m.

Each club failed Uefa’s new football earnings rule, where clubs are only permitted to lose a certain amount each season, and the squad cost control ratio regulations, whereby money spent on wages and transfer fees can only be a certain percentage of revenues.

The i Paper can reveal, howeve

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