Ihave been unhoused, as they say, for two years. I'm disabled, and I have a small business that is growing, but when my daughter and I looked at those properties , including the vacant lots, we thought it could easily solve our problem since I'm not afraid of hard work. But I can't prove I have thousands in upfront capital for something I would be fixing myself. So, we got priced out before we started.

There are also sweat equity loans giving many a chance to earn a decent down payment. Next, we found the restrictions on replacement houses wasn't any better. A tiny home can be placed for under $40,000 and would be livable with very little further work. We need to be able to enjoy what our city offers, not sell out to large companies . This is part of why no one cares about their commu

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