The personal-finance company WalletHub today released its latest rankings of the States With the Largest & Smallest Credit Card Debt Increases , based on newly released data from the Federal Reserve.

North Carolina Stats

Increase in North Carolina Debt: The average credit card debt in North Carolina increased by $849,217,815 in Q2 2025.

Average North Carolina Household Debt: The average household in North Carolina owes $10,672 in credit card debt.

North Carolina Rank: North Carolina’s credit card debt increase ranks as the 10 th highest in the nation.

National Stats

Q2 Results: At $28 billion, the increase in credit card debt during Q2 2025 was around 21% smaller than the increase in Q2 2024.

Debt Is Well Below the Peak: Total credit card debt as of Q2 was roughly $1.3

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