Health insurance rates will increase sharply for the 4 million-plus Floridians who rely on so-called Obamacare plans or small employer health insurance coverage in the coming weeks, according to data released by the Florida Office of Insurance Regulation.

The OIR reported late last month that, beginning Jan. 1, 2026, Florida health plans had been approved for double-digit increases in monthly premiums people pay for the individual policies sold on the federal health insurance exchange (healthcare.gov). Florida leads the nation in the number of people enrolled in the exchange.

A 28-year old adult living in Duval County earning $35,000 annually and enrolled in a silver-level individual health insurance plan may pay $281 a month starting Jan. 1, up from $149 now.

Premiums for a family of

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