By Nupur Anand

NEW YORK (Reuters) -Some U.S. consumers are showing increased signs of stress as inflation and higher interest rates are affecting affordability and leading to financial strain on borrowers, credit scoring company Fair Isaac Corporation, widely known as FICO, said on Tuesday.

The overall national FICO score has dipped slightly by about 2 points. About 38.1% of the population scored between 600 and 749 points in 2021, while only 33.8% of the population ranked in these middle ranges in 2025.

Gen Z adults in the U.S. – those currently in their teens and 20s – have seen the sharpest decrease in their scores, driven by student loan pressure.

Student loan delinquencies hit a record high this year, the report released by FICO said. More than 10% of 21 million customers that FIC

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