Federal prosecutors are demanding a 12-year prison sentence for Charlie Javice, the once-celebrated fintech entrepreneur who was convicted of defrauding JPMorgan Chase out of $175 million.

In a blistering filing late Monday, prosecutors called Javice’s scheme “audacious” and blasted her last-minute apology as “hollow.”

“Only on the eve of her sentencing does Javice now claim that she accepts responsibility,” federal prosecutors wrote in a sentencing memorandum that was filed late Monday. The memo was first reported by Business Insider. 3

Prosecutors reacted to Javice’s letter from last week asking US District Judge Alvin K. Hellerstein to spare her of prison time.

Javice wrote in the letter that she takes “full responsibility” while invoking her grandmother, a Holocaust surv

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