Dear Rusty: I plan to stop working very soon. My health is not good. I am 66 years old, born in June 1959, so my full retirement age is 66 years and 10 months. My wife passed away in March 2024, and she was collecting SS benefits when she died. I have no dependent children. In general, what benefits am I entitled to?

Signed: Unhealthy and Struggling

Dear Unhealthy and Struggling: Sorry to hear that your health is failing, and that you will need to stop working soon. But do not fear — Social Security will be there for you. Here is some info to help you decide your next possible steps:

Since you will not reach your full retirement age until next year (in April 2026), your earnings limit from working for this year is $23,400 (or $1,950/month). The earnings limit will apply only if you deci

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