David Jolly, the Democrat hoping to replace Ron DeSantis as the new governor of Florida in next year's election, wants the state to take over hurricane and other natural disaster coverage from the private market.

For supporters, the move could help stabilize the shaky Florida home insurance market, which has recently recovered from years of skyrocketing premiums amid an exodus of private carriers. For critics, it could force the state to shoulder a financial burden far greater than it can afford.

Who Is David Jolly?

Jolly is among the candidates running in Florida's November 2026 gubernatorial election. DeSantis, who has served two consecutive terms, is term-limited from seeking another and set to leave office in January 2027.

Jolly is a vastly different figure from DeSantis, who mai

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