Social Security faces insolvency by 2032 , forcing policymakers to weigh politically fraught options like raising the retirement age, raising taxes, or adjusting benefit caps. Commissioner Frank Bisignano said “everything’s being considered,” as America’s retiree population surges. While the demographic shift threatens long-term economic sustainability, the wave of retirements is temporarily helping hold unemployment near 4.3% despite weak job growth.

Like many developed nations, the U.S. is wrangling with a complex question: How to pay for the care and support of an aging population. Many of the answers to that question won’t be popular, but governments are aware of the need to address the issue before crisis hits.

In America, that timeline is set to seven years. The Committee for a R

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