The national consumer disputes redressal commission (NCDRC) has directed United India Insurance Company Ltd to settle a medical insurance claim of Rs8.95 lakh with 9% annual interest in favour of Delhi resident Satish Garg, who was denied reimbursement of expenses incurred during a cardiac procedure in 2011. The ruling, delivered last month by a bench of Dr Inder Jit Singh and justice Dr Sudhir Kumar Jain, dismissed the insurer’s revision petition and upheld the earlier order of the Delhi state consumer commission. The commission agreed with the state commission’s finding that Mr Garg had taken a super top-up medicare policy as an additional cover, not as a replacement for his family medicare policy. It upheld that the family medicare policy had been in force since 10 August 2007, me

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