The rules of the game have changed, as today’s professionals are climbing the corporate ladder, launching startups, and fulfilling ambitious dreams. The twenties and thirties come wrapped in energy and optimism; it feels like an invincible time. It is also a time when premiums for term life insurance have the best payouts. What is generally overlooked is that life insurance is not only for protecting your family or retirement. With the right augmentation, it can also protect you from the unexpected personal events. Take Priya , a 28-year-old product manager at a tech startup in Bangalore. She is a digitally savvy and driven Gen Z professional who has built her financial foundation. Last year, she ticked off – her first term insurance policy, a "₹50 lakh coverage for just ₹8,000 annual

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