Most people build financial plans around the significant milestones: retirement, housing, or education. Yet many families are caught off guard by expenses that don’t make it onto the spreadsheet. These hidden costs, from rising property taxes to end-of-life planning, can quietly strain even the most careful budgets.

Here are the overlooked expenses that deserve a spot in every financial strategy.

Healthcare Expenses Beyond Insurance

Even with strong insurance coverage, medical bills can pile up. Deductibles, prescriptions, and out-of-network charges create significant gaps. According to the Centers for Medicare & Medicaid Services, U.S. healthcare spending reached $4.5 trillion in 2022, with out-of-pocket costs accounting for hundreds of billions. Unexpected bills remain one of the le

See Full Page