Given how ubiquitous it is, buy now, pay later (BNPL) may seem more innocuous compared to other types of debt. After all, all you often have to do at the checkout screen is click to split your payment into multiple installments, often without interest.

But at the end of the day, BNPL is debt just the same as any other debt — and it can majorly weigh down your financial situation if it starts to pile up. This is especially true given recent changes that mean BNPL will soon affect your credit score .

Yet increasingly, BNPL users are reportedly paying late. "More than half of BNPL users (54%) say they've paid late on a BNPL loan in the past, including 41% who paid late on one in the past year," said LendingTree in a recent survey. If that is your situation, here are some ways you ca

See Full Page