A Fort Worth homeowner said he was blindsided when his insurance told him it wouldn’t renew his policy. The reason? The potential for future hail damage.

Read on to learn why this happens and how consumers can take proactive steps to protect their coverage.

HIGH WIND AND HAIL AREA?

When Gary Logan’s insurance company sent him a letter saying it would not renew the policy on his house, he had questions.

“We are nonrenewing your policy because the insured property is located in an area with high wind and hail exposure,” Logan said, reading from the notice of nonrenewal.

Logan said his immediate reaction was, “Our property is located in an area with high wind and hail? No, it’s not. Everybody is located in high wind and hail.”

“It’s not like there’s a cloud over our house,” Logan added.

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