MUMBAI: The Reserve Bank of India (RBI) has issued new directions to banks, effective from October 1, 2025, covering interest rate on advances, lending against gold and silver collateral, and capital regulations.

Along with these, the central bank has also released draft guidelines for public comments on gold metal loans, large exposures, intragroup transactions, and credit information reporting.

In an official statement on Monday, the RBI stated, “RBI has today issued seven Directions/Circulars, proposing to amend some of the extant Directions/Circulars applicable to banks and other regulated entities”.

The guidelines stated that under the Reserve Bank of India (Interest Rate on Advances) (Amendment Directions), 2025, rules for floating rate loans have been revised.

At present, floati

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