Homeowners can “DIY” their own interest rate cut, according to financial expert David Koch.

The Reserve Bank of Australia held off on any new interest rate cut today — with no relief on the way for homeowners expected until later in the year.

Economists and bond traders predict the central bank to leave the cash rate at 3.6 per cent when it wraps its latest monetary policy meeting on Tuesday, after inflation came in hotter than expected.

While homeowners did not get any official relief, Compare The Market economic director — and former finance journalist and Sunrise host — David Koch said there are ways for borrowers to create their own cuts.

“Go and find a cut yourself,” Koch told Sunrise on Tuesday.

“First of all, work out how much you’re paying on your home loan.

“The average va

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