The Finance Ministry has extended the deadline for employees, retirees and spouses of deceased retirees to exercise their option under the Unified Pension Scheme (UPS) by two months, moving the cut-off date from September 30 to November 30, 2025.

“Accordingly, it has been decided to extend the cut-off date to exercise choice for UPS by two months i.e. upto 30th November, 2025 for eligible existing employees, past retirees and legally-wedded spouse of the deceased past retirees,” an official communication from the Department of Financial Services, Finance Ministry said. The order was issued with the approval of Finance Minister Nirmala Sitharaman.

The decision follows multiple representations from stakeholders who had sought more time after the government recently introduced additional fe

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