For many middle-class families, funding a child’s education can feel like an uphill battle, with parents often spending lakhs of rupees over the years. However, a simple yet disciplined investment strategy, if implemented early, could significantly reduce this financial burden, experts say.

Chartered accountant Nitin Kaushik, in a post traction on X (formerly Twitter), suggested that a systematic investment plan (SIP) started at a child’s birth can not only cover the entire cost of education but also leave additional funds for other needs. “99% parents burn lakhs on school fees without a plan," Kaushik wrote on his X handle (@Finance_Bareek), adding, “What if a 10-year SIP could fund your child’s education almost free… and still leave lakhs for their dreams?"

Under Kaushik’s proposed met

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