WASHINGTON , Oct. 2, 2025 /PRNewswire/ -- While the Direct License Program announced by FICO is positioned as a cost-cutting measure, it is simply not true. In reality, it is another price increase by FICO. With this announcement, FICO has at least doubled its publicly disclosed prices year-over-year while introducing operational costs and risks to resellers and lenders. FICO's pricing proposal will also inevitably cause lenders to pass on significantly higher costs to consumers.

FICO is also ignoring the reality that comprehensive data is the foundation of powerful and predictive credit scores and the safe and sound functioning of the U.S. mortgage market.

This new pricing scheme validates the need for a competitive mortgage scoring market that puts the consumer first.

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