New Delhi: Despite the common perception of India’s Gen-Z population as bold and risk-taking, a recent survey conducted by the Securities and Exchange Board of India (SEBI) in collaboration with market research firm Kantar indicates that young Indians are surprisingly cautious when it comes to equity investments.

The survey revealed that nearly 79% of Gen-Z households who invest demonstrate risk-averse behavior, prioritizing capital preservation over aggressive market exposure. Across the country, approximately 80% of all Indian investing households are focused on safeguarding their investments rather than pursuing higher equity returns, highlighting a strong preference for financial security.

Equity participation remains limited in India. Only 9.5% of Indian households, roughly 3.2 cr

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