NEW YORK (AP) — As the end of 2025 approaches, a viral TikTok trend is helping people achieve their wellness goals: “The Great Lock In” encourages participants to finish the year strong by fully focusing on their life goals from Sept. 1 through Dec. 31.

Many people focus on exercise or eating healthier. But the trend can also help you achieve your financial goals .

There are no set rules for “The Great Lock In.” The phrase “lock in” is popular on social media and it means to focus intensely on a task.

“Something I like about this particular trend is that it’s like New Year’s resolutions’ little sister,” said Lindsay Bryan-Podvin, financial therapist and founder of Mind Money Balance, a financial wellness podcast and blog.

For Julissa Mercedes, 28, one of her lock in goals is to build a

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