JOHNSON CITY, Tenn. (WJHL) — Karen Cross isn't sure where she and her husband Greg will cut their budget next year, but the retired public school teacher is preparing as the couple awaits a potential large increase in their Affordable Care Act (ACA) health insurance premiums.

"We've already gotten an email from our insurance company, and we also got an email and a text, both from the government, saying that we could expect very high premiums next year," Cross told News Channel 11 Wednesday.

"We've been told we can expect (monthly) insurance premiums to go up way past $1,000. $12,000 a year when you are on an income of $50,000 is a lot."

The Crosses' situation — shared by millions of other Americans who buy ACA marketplace insurance — stems from a pending expiration of expanded premium t

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