Artificial Intelligence (AI) has brought remarkable advances to everyday life, but unfortunately, it has also supercharged the tools available to criminals.

For investors and families, this new reality comes with new risks and new responsibilities. According to the FBI’s Internet Crime Complaint Center, reported fraud losses exceeded $16 billion in 2024, a record figure. AI is lowering the cost of deception, making it easier for fraudsters to mimic voices, fabricate documents and create convincing websites.

High-net-worth and mass affluent households are prime targets. The reason is simple: the higher the assets, the bigger the potential payday for criminals. But it is not just multimillionaires who need to pay attention. Retirees with steady wealth, trustees managing family accounts and

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