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In a landmark move to redefine India’s digital payments ecosystem, the Reserve Bank of India (RBI) has introduced the offline digital rupee , enabling users to make payments even without an internet connection or mobile network. The new system allows transactions through a simple tap or QR scan, functioning just as smoothly as physical cash.

This innovation, launched during the Global Fintech Fest (GFF) 2025 in Mumbai, marks a major milestone in the RBI’s journey toward expanding the reach of its Central Bank Digital Currency (CBDC) . With this step, India joins the league of early adopters globally to implement an offline version of CBDC .

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