We’re entering a new era, one where fiscal discipline is fading, market signals are flashing red and traditional risk management tools are losing effectiveness, writes Martin Pelletier. Photo by Pexels/Postmedia files

In my late teens, my dad and I rebuilt a 1968 Mustang from the ground up. It wasn’t just a bonding experience, it was a masterclass in patience, precision and purpose. I learned about the mechanics, the bodywork and the art of breathing new life into something old. But more importantly, I learned the value of modifying legacy systems with modern solutions.

We didn’t restore the car to win races, we restored it to make it safer, more reliable, and fun to drive. We added disc brakes, new suspension, fuel injection and proper seat belts to that Mustang. It was still a great

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