KEEPING VALUABLES SAFE AT HOME

Dear Heloise: During an insurance review, I discovered that our homeowners’ policy only covered up to $5,000 for jewelry and cash combined. This limit can get exceeded quickly. For an additional rider, I could increase the limit to $10,000, but anything above this would require an individual appraisal of the items that need to be covered.

A safety deposit box is the common solution to this problem, but with fewer bank branches around, there’s not always a bank right around the corner. Plus, it is subject to restricted access in the case of one of the owners’ death.

Unless you need to store some really valuable or oversized assets, a DIY wall-mounted safe is a practical (and economical) option. It might not deter a professional safecracker, but it is adequ

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