The government has recently announced that users will soon be able to approve UPI transactions using fingerprints or facial recognition on their smartphones, without needing to enter a UPI PIN every time. Financial Services Secretary M. Nagaraju confirmed the move at the Global Fintech Fest 2025, saying the feature will initially support transactions up to Rs 5,000, with the limit to be reviewed later.
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This update is designed to make UPI payments faster, more convenient, and secure. Instead of typing in a PIN for every transaction, users can now authenticate payments simply by using their phone’s biometric features. On top of that, Aadhaar-based facial authentication will allow users to set or reset their UPI PIN directly through the UPI ap