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For many older people in the UK, the Winter Fuel Payment is a lifeline during the colder months, helping with the rising cost of heating bills.

While most people receive it automatically, some need to make a claim to ensure they don't miss out. However, it's important not to fall for scams in which text messages invite people to apply by providing their banking details on bogus websites.

So, who needs to make a claim for the heating allowance, and how should it be done? There are several rules and key deadlines to keep in mind.

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What is the Winter Fuel Payment?

The Winter Fuel Payment is a tax-free annual payment designed to hel

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