The Reserve Bank is set to release the minutes from its September meeting. Photo: Aap Image/AAP PHOTOS

Australia's central bank is set to lay out what prompted its decision to keep interest rates on hold.

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The Reserve Bank will on Tuesday release the minutes from its September meeting where, to the frustration of mortgage holders, it kept the official cash rate at 3.6 per cent.

A rate cut at November's meeting on Melbourne Cup day was still a possibility, but the data pointed to another hold, Westpac Group chief economist Luci Ellis said

"The economy could be in for something like

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