By JOSH JACQUOT

More car buyers are finding themselves in a tough spot financially. According to a recent report from Edmunds, more than 26% of new-vehicle trade-ins in the second quarter of 2025 had negative equity — the highest share in more than four years.

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Negative equity refers to a situation in which you owe more on your vehicle than it’s worth, leaving you “upside down” or “underw

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