Public Anger Mounts over EPFO’s Harsh New Norms — 1 Year Wait for Withdrawal, 3 Year Delay for Pension and Permanent 25% Lock

The Employees’ Provident Fund Organisation (EPFO) has triggered widespread outrage with its newly approved withdrawal rules, which many see as a blow to India’s salaried class. Under the revised framework, employees who lose their jobs will have to wait 12 months instead of two to fully access their provident fund savings, while complete withdrawal of pension funds will be allowed only after three years of unemployment. Adding to the discontent, the EPFO has mandated that 25% of every member’s accumulated savings must remain locked in their account until retirement — effectively denying workers full control over their own money. Critics argue that the move undermines financial security during emergencies and reflects the government's apprehension over rising unemployment. Opposition leader