With the UK Budget now delayed until late November and the Scottish Budget not expected until mid-January, a cloud of uncertainty is hanging over businesses across the country.

For many, key announcements in the Budget can make or break a business.

Nowhere is this more keenly felt than in the health and social care sector, which finds itself facing a period of financial limbo as we approach the sectors busiest and most challenging season.

Winter always places enormous pressure on care providers. Illness and seasonal viruses affect both residents and staff, increasing demand on already stretched services. For care homes, the strain is compounded by an enduring recruitment crisis that shows no sign of easing.

This year may well prove to be one of the most difficult yet.

The increase in

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