New Delhi : With Diwali and Dhanteras around the corner, investors are not just buying gold but also exploring smart investment options that bring long-term wealth and tax benefits. Among the top festive investments this year are ELSS (Equity Linked Savings Schemes), NPS (National Pension System), and Gold ETFs — each offering unique tax advantages and financial growth potential.

ELSS (Equity Linked Savings Schemes):

ELSS funds are one of the most popular tax-saving instruments under Section 80C of the Income Tax Act, allowing a deduction of up to Rs 1.5 lakh per financial year. These mutual funds invest primarily in equities and have the shortest lock-in period of three years among all 80C options. Over the long term, ELSS funds have delivered average returns of 10–15 percent, making t

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