It has been a tough 13 months for investors as a combination of factors has kept the market generally volatile with one-year returns still in the negative zone for some frontline benchmarks (as of October).

Debt options across strategies have broadly delivered 5-10 per cent returns in the past one year.

Gold and silver, though, have been on a spectacular rallying spree with one-year returns of 64 per cent and 85 per cent (ETF category averages), respectively.

Earlier, there was slowing domestic demand, moderating government spends, FPI selling pressure, decelerating corporate earnings etc. to contend with.

However, growth appears to be back on track with GDP figures indicating steady increase in Q1FY26, infrastructure spending by the Centre has restarted, income-tax and GST reforms hav

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