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Royal Bank of Scotland has announced a plan to launch IP-backed loans to fuel Scottish growth and innovation. RBS has revealed plans to "launch the first IP-backed loans" for high growth businesses, it says.

It will allow them to access vital funding using the value of their Intellectual Property as collateral, instead of traditional physical assets.

RBS’ parent NatWest Group launched IP-backed loans in 2024 under its NatWest brand and has already agreed to lend high growth businesses in England and Wales in excess of £22million total funding.

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Judith Cruickshank, NatWest Group’s Scotland Board Chair, said “This new loan demonstrates how we are supporting innovation and businesses who are s

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